Can I use blockchain as my offshore bank account?

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You problem will be to send the money to a bank account. Yesterday some user around here said Fidor Bank is unreliable and not to trust any longer, so I would noticed that but still have a look into Fidor Bank which is crypto friendly.

Alternative would be using an EMI to exchange the crypto to Fiat and withdraw by SEPA or Debit Card that is possible for instant with AdvCash !

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Disclaimer: Nothing I say should be taken as tax, legal or financial advice. Anything I say is for general informational purposes only. Always seek independent professional advice.
 
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