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Since our banks do not look at our books, I think we are OK there. But if I am required by law to notify the bank, then I would do so. I do not know if that is a legal requirement or not.

This is not something we included when we started the company. Should there be?

I have a small US company that uses US banks. For the purposes of liability protection, would it make sense to start an offshore company, and have that company buy my US company? Would I still be able to use my established US bank and other services? The thought is that should my US company ever...