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Thank bank for mortgages!
I have this teeny weeny apartment. It is old - of course, not old as me. But old nevertheless. And it does fetch me some rental income, which covers about half my monthly expenses (without considering any provisions). And it also rescues me from many financial debacles. If you are wondering how...- vandana7
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Are you scared of credit cards?
I am. But I have found a way to overcome my fears. Of course, I am not talking about credit card debts. I had this one from Standard Chartered Bank, and they charged me some joining fee as well. They told me it was one time payment and I would never be asked to pay any more charges. I believed...- vandana7
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Discuss medical insurance
Most of us have worked in Companies where our medical expenses are covered under some group policies. At times, even the expenses of our families are covered. But once we choose to move from one employer to another, our medical insurances are affected. We just doint know how much, because we...- vandana7
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Right age to start retirement planning
I am one of those few who started planning early, and was laughed at more often. But seriously, it does make a difference. I think compounding effects are felt only later and initially it does seem an uphill task. Of course, our income in later years of our service is much higher, and therefore...- vandana7
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Gold's rival - shares
Yesterday I came across somebody who wanted to know whether gold is a better investment than shares. I am of the opinion both gold and shares are a must in any portfolio. But since gold is essentially something that keeps pace with inflation and does not really increase wealth, it does loose...- vandana7
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Real estate - still a better option?
Real estate continues to remain the better option as in worst scenario, its value never touches zero, and in the best scenario, of course, there is a lot of capital appreciation. It cannot be robbed, like gold can, nor does it involve costly security measures for protecting the asset. Though...- vandana7
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