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  1. nobel

    Are Swiss banks expensive or not?

    The minimum is EUR 100.000. That's too much for doing nothing. Otherwise I would get 3.5% interest, i.e. €3.500 a year.
  2. nobel

    Personal credit cards?

    dukascopy.bank sounds good. However, I see now, fees from assets 1.5% per year, is that serious? Then of course not acceptable. Maintenance fee 1.5% per year (The maintenance fee (cumulative swap points) is charged monthly for the assets held in the previous month. The fee is calculated from...
  3. nobel

    Personal credit cards?

    If I have the ICC EUR there are no fees for EUR. For foreign currencies I have other cards with 0% forex fee.
  4. nobel

    Personal credit cards?

    Sorry. The bank charges of all banks in Liechtenstein are absurd and out of the question. The custody account fees of 0.40% or more and stock exchange orders of 1.9% alone are a no-go. eek¤%&
  5. nobel

    Personal credit cards?

    I don't have a bank that corporates with Amex. I have already asked all of them. :confused:
  6. nobel

    Personal credit cards?

    Yes, I want the Amex Platinum EUR back, do you have any ideas?
  7. nobel

    Personal credit cards?

    This message write me AMEX: As communicated to you in our previous correspondence, we are writing to confirm that your Card Agreement has been terminated and your Account has been closed. The Card Agreement in effect at the Termination Date will continue to apply until the remaining balance on...
  8. nobel

    Personal credit cards?

    You still have the ICC today? I was canceled from ICC because they no longer support direct customers. Very sad. Also, hotel benefits with Amex is just a scam. Direct bookings are always cheaper without an agency.
  9. nobel

    Personal credit cards?

    Too good to be true. None of the cards recommended here can be obtained by anyone who does not live in the country where the card is issued. I have been trying for 2 years to get a card with unlimited airport lounge access, no chance. Unfortunately my bank Swissquote does not offer a VIP credit...
  10. nobel

    I need a spanish IBAN!

    Yes, Eisen Pay looks dubious; there are no prices, and they also want to know all your social media profiles. Lol
  11. nobel

    I need a spanish IBAN!

    IKUALO does not have a Spanish IBAN, see small print. BBVA will probably be like Bankinter. I went to the Bankinter branch but they wanted proof of income and tax return, neither of which I have.
  12. nobel

    I need a spanish IBAN!

    German tax residence required. As you can see, it is hopeless. ;)
  13. nobel

    I need a spanish IBAN!

    Germany
  14. nobel

    I need a spanish IBAN!

    It's not that simple. I've tried everything. See picture, even my EU passport was not accepted by the Spanish post office for a prepaid credit card with IBAN. LOL. Attachments Screenshot_20241213_163933_Gallery.webp 39.3 KB · Views: 57
  15. nobel

    I need a spanish IBAN!

    Brother? I don't have any brothers or sisters. I'm often with friends in Spain and can never buy anything online except amazon.
  16. nobel

    I need a spanish IBAN!

    In Spain, everyone does not adhere to the SEPA rule, and even credit cards are rejected if they are not from Spain. I can't buy almost anything online from Spain without a Spanish IBAN AND a Spanish credit card! It's crazy that even credit cards that are not from Spain are declined. I hate this...
  17. nobel

    I need a spanish IBAN!

    I have an EU passport but do not live in the EU. :rolleyes:
  18. nobel

    I need a spanish IBAN!

    All of them require residence in Spain. No chance without that. I need an ES IBAN myself and I have not been successful for 5 years. bor&%#
  19. nobel

    Private Account outside EU

    The bank would have to select the OUR option and this actually costs between 20-50 EUR per transfer: OUR: The transfer fees are paid before you initiate the transfer. This means that the transfer amount is expected to be paid in full to the recipient.
  20. nobel

    Swissquote

    I was asked a stupid question once when I paid rent for an apartment. Maybe because it didn't match my residence? I stopped the transfer and used a different bank without being asked. :rolleyes:

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