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As I mentioned in the opening post, Revolut doesn't allow receiving USD and AUD as a local from my country, only EUR and GBP, weird as it is I have this in writing from their customer service. While I am at it, anyone knows an EMI that also offers a gateway payment? Like Zen for instance...

Of course I use PayPal, which I hate due to its ridiculous exchange rates amongst other things, but have no choice as most customers ask for PayPal due to their customer protection policies. But I also need another EMI, waiting for due diligence from Currenxie although not too optimistic and...

I have a small business as a personal shopper, not risky at all, but keep getting refused, I'm guessing it's because monthly turnover is very low (lower than eur5K) and it's not enticing enough for them so they just refuse it straightaway even if it abides to their terms and conditions. I gave...

Useless: Thank you for applying to ZEN Business. Unfortunately, due to our company policies and the legal requirements, we regret to let you know that we are currently unable to support your business. We have placed your company's information on our waiting list and if anything changes...

I have a personal account with Revolut and they don't provide a USD account, EUR and GBP yes but not USD. Is Zen.com proper multicurrency? I mean they provide an account in EUR USD AUD SGD etc. like Wise?

You can't receive payments, Swift not supported and SEPA only from other members if I understand correctly. So what's the use of this EMI? I issue an invoice to someone and how do I get paid? Am I missing something?

How exactly one can contact them if they closed your account?

Notification to add my tax ID arrived to me too these days after years having that field empty.

I admittedly add 4% to PayPal payments, and still most clients prefer to pay via PayPal as I guess they feel safer to pay long distance with that as it gives them more guarantees. After so many years no one has come close to defy PayPal's monopoly, despite its high fees and outrageous currency...

I don't understand the point of AdvCash, you can't receive wire transfers, so yeah expensive and of little use.

By "exclusive" you mean aesthetically pleasing, or do they also actually have some above average benefits?

Now Revolut sends card replacement emails (my card actually expires on March 2025 but apparently still needs to be replaced), they don't really mention the reason for this replacement, will that have anything to do with the "Join Revolut Bank" process? I haven't joined yet and if they will force...

I know where you're heading and that's a clever observation, and exactly what I believe led to being susended by Vuitton in the first place. While for Hermes no not really, different items, it's just their system sucks, lots of other users have had this issue with them. The idea of a VIP card is...

No it's not that strange, there is a blog for luxury goods with a lot of users experiencing the same issues especially with Hermes.

Cards that I've used physically without issues in those very same boutiques as well, Visa and MasterCard from ING, Revolut, Wise..

That is part of their strenght actually, I have even been banned for 2 years from Louis Vuitton as I bought too much (7-8 pieces really, not a lot), but it's what they do, they can make it hard for customers to buy, these kinds of policies actually protect their brand, and they know that no...

It's not a decline from the bank, the operation is actually accepted by the bank and goes through, the operation is cancelled at a later stage by the shop, which has some very strict rules at HQ of which no one knows about, except the computer who decides to decline. I've tried at Hermes in...

I wonder whether Gold cards (or whatever they're called these days) have a preferential treatment when buying online. I'm asking because we buy sometimes on luxury websites (Hermes, Louis Vuitton.. etc) and it happens that the card is declined, I spoke to the customer care of these shops giving...

For all cards it says "card not available in your country", and I'm in the EU.

Yes that's what I'm doing, and this thread proved there aren't that many good alternatives..