I have been using PM for ten years. It is a very stable e-wallet with an interest rate of 3.5% per thousand per month. But it seems that it is relatively conservative and lacks innovation. The website structure has not changed for ten years.
Chinese guys generally use virtual currency exchanges and use Alipay\WeChat\bank transfer(cny) to buy crypto. The following exchanges are commonly used:
Binance.com
okx.com
gate.com
hkd.com