Opening a U.S. Personal Bank Account from Abroad

[yngmind]

drillbill said:
why not, you want a personal account, if no travel you may get trouble anyway with US bank?
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I will eventually, but not now.

Why would I get in trouble?

I will get a HSBC premier in HK, then I will get HSBC US remotely.

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I'm not a tax advisor, so please don't consider my posts here as tax advice. Always seek a professional opinion.
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Business Bank Account for your US LLC Remotely

 

[drillbill]

you solved you problem now, very good.

yngmind said:
I will get a HSBC premier in HK, then I will get HSBC US remotely.
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yngmind said:
Why would I get in trouble?
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you can't visit the US you must be black listed or you are not in need to get a bank account, if a flight is all that stops you, you must have problems with the USA

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Hey, I don't make the news. I only report it! 😎

 

[yngmind]

drillbill said:
you solved you problem now, very good.


you can't visit the US you must be black listed or you are not in need to get a bank account, if a flight is all that stops you, you must have problems with the USA
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Well, the topic was about discussing the possibilities of opening an account in a branch in a different country or remotely, not about why I can't go to the US.

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I'm not a tax advisor, so please don't consider my posts here as tax advice. Always seek a professional opinion.
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[Forester]

drillbill said:
what a s**t show! What's wrong with you?
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drillbill said:
why the f**k you are opening a thread like this which purpose is only to promote your service?
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yngmind said:
Lol, the s**t show is what you just wrote.

So, my question is, what's wrong with you? What the f**k are you trying to say?
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Guys, keep it civil. This conversation style is not welcome here. Take this as just a friendly alert.

drillbill said:
if a flight is all that stops you, you must have problems with the USA
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It is not so, definitely.
E.g. I personally know people (with non-US passports) who are not willing to travel to the U.S.A. as they are not willing to have their fingerprints stored in a foreign database without any criminal foundation ”“ and I understand them well.

yngmind said:
Well, the topic was about discussing the possibilities of opening an account in a branch in a different country or remotely, not about why I can't go to the US.
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I second this. Please, do not go off-topic / hijack the thread.

To the matter, @Clank is correct here https://www.offshorecorptalk.com/th...al-bank-account-from-abroad.47166/post-342951 ”“ TBMK.

yngmind said:
If I'm ready to deposit $100,000”“$200,000, do I need to contact a U.S. Citibank/HSBC branch, or should I first get a Premier account in another country and then open a U.S. account?
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As far as I am aware, the latter is the right way.

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I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂

If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...

 

[Clank]

yngmind said:
Thank you, guys, for this information.

If I'm ready to deposit $100,000”“$200,000, do I need to contact a U.S. Citibank/HSBC branch, or should I first get a Premier account in another country and then open a U.S. account?
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You can open the account directly in the US, no need to be premier in any other place. And you can do it online for the vast majority of residencies.

For HSBC US you can do it on the website and for Citibank IPB USA you need to call them and they will send you an email for KYC.

 

[Forester]

Clank said:
You can open the account directly in the US, no need to be premier in any other place. And you can do it online for the vast majority of residencies.
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Really interesting; thanks for sharing. Was it always so? To be honest, I do not recall it exactly but I think that some years ago it was not so... but I am not talking about my own experience, just what I heard, I admit.

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I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂

If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...

 

[daniels27]

Forester said:
Really interesting; thanks for sharing. Was it always so? To be honest, I do not recall it exactly but I think that some years ago it was not so... but I am not talking about my own experience, just what I heard, I admit.
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IMO yes. but as far as I know, they application on the website often was buggy in the sense that they denied your application. Especially if you were not in the US or used a VPN.

 

[Clank]

daniels27 said:
IMO yes. but as far as I know, they application on the website often was buggy in the sense that they denied your application. Especially if you were not in the US or used a VPN.
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Probably it was denied for another reason as they state on their website that you can open the account from abroad.

https://www.us.hsbc.com/international-banking/account-opening-availability/

 

[yngmind]

daniels27 said:
IMO yes. but as far as I know, they application on the website often was buggy in the sense that they denied your application. Especially if you were not in the US or used a VPN.
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Does the IP address really matter? I can just use the internet from my US SIM card.

For those who don't know, it gives you a real IP address. Even if you are in New Zealand, there's no way to detect that you're not in the US””unless the app asks for GPS access. However, that can also be faked on an Android phone.

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I'm not a tax advisor, so please don't consider my posts here as tax advice. Always seek a professional opinion.
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[daniels27]

yngmind said:
Does the IP address really matter? I can just use the internet from my US SIM card.
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I think so.

yngmind said:
For those who don't know, it gives you a real IP address. Even if you are in New Zealand, there's no way to detect that you're not in the US””unless the app asks for GPS access. However, that can also be faked on an Android phone.
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Yes, but you need to pay roaming charges in case they apply. Which GPS faker are you currently using?

 

[yngmind]

daniels27 said:
I think so.


Yes, but you need to pay roaming charges in case they apply. Which GPS faker are you currently using?
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I'm not using a GPS faker, but I know how to use one in case I need it. Most banks don't ask for that. You can just find it on Play market.

Yes, you need to buy roaming data. That's what I usually do, and I have SIM cards from different countries.

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I'm not a tax advisor, so please don't consider my posts here as tax advice. Always seek a professional opinion.
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[xnpu]

yngmind said:
I can't travel to the U.S. currently, nor do I want to.
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I opened Revolut US and Go2Bank remotely. Wouldn't use them for anything serious, but they can be helpful for services that accept US cards only or require a US bank statement for address proof.

 

[VincentEC]

xnpu said:
I opened Revolut US and Go2Bank remotely. Wouldn't use them for anything serious, but they can be helpful for services that accept US cards only or require a US bank statement for address proof.
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SSNs are required there, how did you solve this problem?

 

[SCHLOSSFINANZ]

https://www.velobank.com/

 

[xnpu]

VincentEC said:
SSNs are required there, how did you solve this problem?
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Apologies for mentioning - I have an ITIN, which they accepted.

 

[chermo]

SCHLOSSFINANZ said:
https://www.velobank.com/
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you need to be from China, HK or Taiwan. You cant open with any other citizenship.

 

[SCHLOSSFINANZ]

hm I have one account, maybe they changed the rules

 

[daniels27]

SCHLOSSFINANZ said:
hm I have one account, maybe they changed the rules
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When did you open it any for what fees? I think they now allow everybody but for money, while previously it was limited but free
https://web.archive.org/web/20250121084144/https://velobank.com/

 

[SCHLOSSFINANZ]

2023

 

[yngmind]

xnpu said:
I opened Revolut US and Go2Bank remotely. Wouldn't use them for anything serious, but they can be helpful for services that accept US cards only or require a US bank statement for address proof.
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Wow, that's interesting, did you use the US address there? Did they ask you for residency proof? Revolut usually asks for an id or residency visa.

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