US Banks

Status
Not open for further replies.
daniels27 said:
Do you have ITIN or SSN? Can you let a US address for the opening?
Click to expand...
I can get a US address, but don't have an ITIN or SSN, which seems to be an issue for some.

Ideally looking for one that only needs a US address, but not a Visa, ITIN or SSN verification.

Any ideas?
 
I have some low earnings I'd like to put there. Not very much, like $2k, etc.

I often travel there and it would be nice to have a US account.

The issue is that I tried another one, and they needed a Visa (Revolut), and some require ITIN and SSN. Looking for one that uses just utility bills, or normal proof of address.

Thanks
 
Allenk said:
I have some low earnings I'd like to put there. Not very much, like $2k, etc.
Do you know any EMI's that only require proof of address, not ITIN, or SSN's? (e.g. Revolut requires an SSN/ITIN/Visa proof)
Click to expand...
Yes, but they won't do low earnings. Just exchange it into USD and keep it under the pillow. 2k USD.

You can just open wise in Europe and our USD there. For that you do not need us back account details.
 
daniels27 said:
Yes. Otherwise he can either get an ITIN or use some EMI. But South Africa due not make it easy.
Click to expand...
Well, I think that showing in person e.g. in Miami, FL and just walking through some banks can work 😉
Allenk said:
Thanks. Do you know any EMI's that only require proof of address, not ITIN, or SSN's? (e.g. Revolut requires an SSN/ITIN/Visa proof)
Click to expand...
Try Zenus, or some other Puerto Rican financial institution.

Toggle signature
--------------------------------------------------------------------------------------------------------------------------------------

I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂

If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...
 
Forester said:
Well, I think that showing in person e.g. in Miami, FL and just walking through some banks can work 😉
Click to expand...
He has 2000. They won't barely pay for the flight.

Forester said:
Try Zenus, or some other Puerto Rican financial institution.
Click to expand...
Only 19.99 per month. After 8 years, the money is gone.

Next problem is that if he takes a real bank, after 3 years, the account is inactive and the money goes to the state. Then he needs to fill out a 10 page form and SSN to get it back.

That's why he better use wise and do swift to get the money into his account.
 
daniels27 said:
He has 2000. They won't barely pay for the flight.
Click to expand...
Of course, it is not worth a special travel. I was taking into account this 🙂 :

Allenk said:
I have some low earnings I'd like to put there. Not very much, like $2k, etc.

I often travel there and it would be nice to have a US account.
Click to expand...

daniels27 said:
Only 19.99 per month. After 8 years, the money is gone.

Next problem is that if he takes a real bank, after 3 years, the account is inactive and the money goes to the state. Then he needs to fill out a 10 page form and SSN to get it back.
Click to expand...
Yes, that's all correct. Honestly, I have not expected OP's account to be inactive, when he claimed that he would use it when travelling...
daniels27 said:
That's why he better use wise and do swift to get the money into his account.
Click to expand...
A good point. Wise is ”“ IMO 😉 ”“ not much reliable but I agree, there are good banks in SA, if no other then Standard Bank definitely...

Toggle signature
--------------------------------------------------------------------------------------------------------------------------------------

I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂

If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...
 
I imagine - I may be wrong - a local community bank or small non federal bank (state) would be best as they are desperate for capital
 
wellington said:
I imagine - I may be wrong - a local community bank or small non federal bank (state) would be best as they are desperate for capital
Click to expand...
You mean those without SWIFT membership may be able to do CRS? I doubt.

It normally is only the big ones that like foreigners in the US. EverBank was once in that business but with the sale to TIAA they stopped doing foreigners.
 
You would need physical US address and most likely an ITIN number to open a bank account in traditional bank like citi bank, bank of america etc.
Since you say its for small amount like 2k $ then I'd consider online bank like zenus.
 
Status
Not open for further replies.

JohnnyDoe.is is an uncensored discussion forum
focused on free speech,
independent thinking, and controversial ideas.
Everyone is responsible for their own words.

Quick Navigation

User Menu