Blackcatcard - interest on balance
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Looks interesting to me, however, it would require that I trust them with a big portion of my money and I don't do that. Why would I want to earn 4% in interest if this is an high risk investment where I can risk all my money!??
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Blackcatcard reamins an EMI so far, not a bank, so seems like they do not fall under asset protection plan for all the balances under 100k EUR. But they call themselves a banking platform, kind of misleading 🙂
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The interest was credited to my account without any problems, I had a smaller 5-digit sum parked there for a few weeks.
Trade Republic should currently also have 4% interest per year on EUR (they also recently received their banking license)
Trade Republic should currently also have 4% interest per year on EUR (they also recently received their banking license)
Small amount bring you small interest - how is that fun ?
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Good to know.
Nevertheless, 4% interest per year on EUR is IMO not so much... (taking into account that this is not a conservative investment...)
Correct; perhaps worth mentioning that they currently onboard German residents only.
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https://support.traderepublic.com/e...to-be-a-permanent-resident-to-open-an-account
"
As an investment firm, we can only accept applications from customers if they are a permanent resident in the country in which we also offer our product.
At the moment, Trade Republic is available in Germany, Austria, France, Spain, Italy, the Netherlands, Belgium, Luxembourg, Finland, Ireland, Greece, Portugal, Estonia, Latvia, Lithuania, Slovenia and Slovakia.
We are working on giving customers residing in other countries access to Trade Republic in the future."
Well, so they apparently have inconsistent information at their pages ”“ see their FAQ, Who can open an account 🙁
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I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂
If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...
Does anyone know, when they credit cashback for card purchases?
The cashback for my debit card purchases last month are still missing.
I hope the interest will be paid more reliably.
The cashback for my debit card purchases last month are still missing.
I hope the interest will be paid more reliably.
So this service is only for people living in Germany! Nice, all the rest can't use this service..
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From what I recall, also another DE neobanks started in this way, N26 included, I guess. Maybe some local habit 😉 😉
And seriously ”“ the another information referenced by @bigdaddyleon names Eurozone countries (just at a glance, have not checked it thoroughly). This also makes sense.
So either one is outdated or one concerns current account openings and another one concerns investments...
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I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂
If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...
Seems like they are only available in countries where euro (€) is the official currency.
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