EMI/bank for sending remaining balance.

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SkyWallet

SkyWallet

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Sep 28, 2023
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Hello everyone!

That day Paysera closed my personal account due to internal policy. They sent an email with request to provide another bank account with same name for sending remaining balance.
Looking for reliable EMI account for sending that transfer as far as I understand with reference “account closure”, 1 payment with big amount.
P.S in most EMI I've already banned like revolut wise bankera etc..

Thanks a lot for all advise !
 
SkyWallet said:
SkyWallet said:
Hello everyone!

That day Paysera closed my personal account due to internal policy. They sent an email with request to provide another bank account with same name for sending remaining balance.
Looking for reliable EMI account for sending that transfer as far as I understand with reference “account closure”, 1 payment with big amount.
P.S in most EMI I've already banned like revolut wise bankera etc..

Thanks a lot for all advise !
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Where do you live and what Nationality you have?
 
JohnnyDoe said:
JohnnyDoe said:
Blackcatcard should work.
Even better SwissBorg so you can immediately convert to crypto at good rates and say bye bye to unfriendly banks.
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I used to work with Blackcat, just after depositing >10k they require proof of funds
Swissborg I've never tried that, gonna make a research about
 
SkyWallet said:
SkyWallet said:
Looking for reliable EMI account for sending that transfer as far as I understand with reference “account closure”, 1 payment with big amount.
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The question of an importance: What do you mean by “big amount”?
6 figures? 7 figures? 8 figures?

SkyWallet said:
SkyWallet said:
P.S in most EMI I've already banned like revolut wise bankera etc..
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Can you estimate the reason?

SkyWallet said:
SkyWallet said:
Sure thing, but how hypothetically and from your guys experience, if the transfer comes from the same name, will it may attract bank's attention and require proof?
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Well, it depends heavily on your profile and the amount concerned. But anyway, either you will be asked for SOF when onboarding; or with the first transaction above (roughly) 10k (if not with smaller).

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SkyWallet said:
SkyWallet said:
Sure thing, but how hypothetically and from your guys experience, if the transfer comes from the same name, will it may attract bank's attention and require proof?
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Discuss it with account opening team. Tell them about the transfer beforehand and ask what documents they might require.
 
Marshal said:
Marshal said:
Discuss it with account opening team. Tell them about the transfer beforehand and ask what documents they might require.
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A good idea in general. The pitfall is that the onboarding team
a) very often (exceptions exist!) has (and cannot have, in fact) no clue what their colleagues from the compliance will really ask for;
b) sometimes tells you some BS just to have a deal.

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I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂

If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...
 
Forester said:
Forester said:
The question of an importance: What do you mean by “big amount”?
6 figures? 7 figures? 8 figures?
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It's around 70k
Forester said:
Forester said:
Can you estimate the reason?
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No bank estimates the reason of closing an account. Just according to internal policy and general terms, nothing more.
I reckon it's always due to suspicious activity like too many transactions from and to third parties..
Forester said:
Forester said:
A good idea in general. The pitfall is that the onboarding team
a) very often (exceptions exist!) has (and cannot have, in fact) no clue what their colleagues from the compliance will really ask for;
b) sometimes tells you some BS just to have a deal.
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Totally agree with this point. First and second support channels know nothing about decides of compliance team.




How about iCard account? I've never registered there.. Thinking of this one as well.. Any thoughts?

Last edited: Oct 20, 2023
 
SkyWallet said:
SkyWallet said:
It's around 70k
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OK. So not a big amount, in fact. (Nevertheless more than the amount that nobody cares of.)
SkyWallet said:
SkyWallet said:
No bank estimates the reason of closing an account. Just according to internal policy and general terms, nothing more.
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Of course. I was asking about your estimation (e.g. some transaction to a unpopular country, something not in line with the TOS and so on)...
SkyWallet said:
SkyWallet said:
I reckon it's always due to suspicious activity like too many transactions from and to third parties..
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Too many transactions from and to third parties are not suspicious in general ”“ only if you have just a private account then it smells like you are using it for some business purposes.
SkyWallet said:
SkyWallet said:
How about iCard account? I've never registered there.. Thinking of this one as well.. Any thoughts?
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Well, iCard has some, say, sub-optimal history / background. Search here at forums for more.

But with 70k you can be fine with Blackcatcard or Zen, for example. But be advised that some SOF checking is unavoidable in any case.

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I am just a simple countryman. Anything I say is only a personal opinion, not a certified advice 🙂

If you think it makes sense, you can like it; if opposite, please, tell me, why I am wrong...
 
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