Personal Amex credit card with register agents address?

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Eldubb

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Sep 10, 2020
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Is it possible to apply for and receive a personal credit card (like Amex) by using a register agents address that i receive when setting up a US LLC (Wyoming)?

I would be using Mercury bank for the business so would not have a bank setup that offers credit cards for personal use.

Are there better credit cards that do not charge conversion fees when purchasing in another country?
 
Eldubb said:
Is it possible to apply for and receive a personal credit card (like Amex) by using a register agents address that i receive when setting up a US LLC (Wyoming)?
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I think you'll struggle to pass credit score checks if you aren't a US resident with a SSN.

Eldubb said:
Are there better credit cards that do not charge conversion fees when purchasing in another country?
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Swissquote is a popular alternative if the limits on cards provided by Revolut and Wise aren't high enough for you.

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This is the probably the answer to your question.
 
JohnnyDoe said:
Usually Amex doesn't give a s..t to the address you provide. I have never used a real address with them for 25 years.
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Same experience. I got two platinum AMEX's like that. You can also give them one address for their records and a different one to ship the card in another country.
 
Sols said:
I think you'll struggle to pass credit score checks if you aren't a US resident with a SSN.


Swissquote is a popular alternative if the limits on cards provided by Revolut and Wise aren't high enough for you.
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I assumed with Swissquote i needed to trade a little? I dont.
Also they won't send cards to Turkey, and i don't want them closing my account when they see im making transactions there constantly. Same with Revolut and Wise.

mok said:
Same experience. I got two platinum AMEX's like that. You can also give them one address for their records and a different one to ship the card in another country.
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JohnnyDoe said:
Usually Amex doesn't give a s..t to the address you provide. I have never used a real address with them for 25 years.
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Sols mentioned credit checks. How did you pass those? (if you're not US citizens)
 
Eldubb said:
I assumed with Swissquote i needed to trade a little? I dont.
Also they won't send cards to Turkey, and i don't want them closing my account when they see im making transactions there constantly. Same with Revolut and Wise.
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Park a few thousand in various investments and they'll be happy to give you a card. You need a 100% security guarantee.

But if they don't send cards to Turkey, that's unfortunately not an option for you.

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This is the probably the answer to your question.
 
Amex will ask for proof of address (utility bill or bank statement showing your name and the US address you give them). You can get a US Amex if you already have accounts with them in another country.
 
Eldubb said:
I assumed with Swissquote i needed to trade a little? I dont.
Also they won't send cards to Turkey, and i don't want them closing my account when they see im making transactions there constantly. Same with Revolut and Wise.





Sols mentioned credit checks. How did you pass those? (if you're not US citizens)
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You can get the AMEX international card. It requires a $50k deposit in a US bank.

You'll need to show them a utility bill from a Latin American country which is easy to do. Then ask them to ship the card wherever you live.
 
mok said:
You can get the AMEX international card. It requires a $50k deposit in a US bank.

You'll need to show them a utility bill from a Latin American country which is easy to do. Then ask them to ship the card wherever you live.
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Do you know if the AMEX International card helps you build credit in the US? Also are the AMEX points to airline points ratio 1:1?
 
kekmaw said:
Do you know if the AMEX International card helps you build credit in the US? Also are the AMEX points to airline points ratio 1:1?
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No, you don't build US credit score. For the credit score, you need to start with a US secured card and build up. And yes the points are the same.
 
No need to start with a secured card if you have an existing customer relationship with American Express in another country.
You can get one US Amex card opened based on your existing customer relationship with them. That card will build US credit.
 
What's so interesting about Amex? Why there's so many questions about it? sorry for a newbie question
 
AlexGE said:
What's so interesting about Amex? Why there's so many questions about it? sorry for a newbie question
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You can settle the balance from any account you wish; they give you a 45 days interest free credit; you get a very high spending limit; they are quite good at travel services like booking hotels etc; it's the original black metal card that you can't use in ATMs or it will remain stuck inside rof/%
It is also said that chicks melt down when you flash the card for paying their drinks, which allows for skipping dinner and results in long term savings.

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