Best physical EU bank for expat

[Mimimel]

I am looking for a bank in Europe with some criteria if you have any suggestions I am interested

- Only physcial bank (no EMI). I can move to the bank if needed

- EUR balance and SEPA supported

- Resident in Panama accepted first, and if ever it blocks resident in Malta accepted

- French passport accepted

- The first deposit cannot exceed 50k€.

Private bank are ok but i think minimum deposit will be 500k€ +

 

[Martin Everson]

That Panama residency is a show stopper.

Maybe someone else will have suggestions to meet that criteria.

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Please note my posts should not be taken as financial or tax advice. Please seek professional advice in that respect.

 

[Mr Magoo]

I have opened bank accounts in NL and they never asked me for my residency. But they need a proof of address where you 'live' in NL. And opining is in person in a branch office

 

[Mimimel]

Mr Magoo said:
I have opened bank accounts in NL and they never asked me for my residency. But they need a proof of address where you 'live' in NL. And opining is in person in a branch office
Click to expand...

Thanks for the reply, it is possible to konw the name of the bank and what residency used ?

Martin Everson said:
That Panama residency is a show stopper.

Maybe someone else will have suggestions to meet that criteria.
Click to expand...

Yes it is a red flag for swiss bank that why i will probably use malta as residency.

 

[Mr Magoo]

Mimimel said:
Thanks for the reply, it is possible to konw the name of the bank and what residency used ?
Click to expand...

i didnt mention my residency. Just my EU passport and a proof of address using my electricity bill in NL. You can go with ING, RABO, SNS if things havent changed in the last few years.

 

[joffreylol]

I'm confused, couldn't you open in any EU country if you tell them that you live in that country? To me it seems obvious that you can open a bank account in NL if you have NL's utility bill, or is that not the case elsewhere? I guess the problem would arise when they realize that you don't live in NL but in Panama. This could even happen if you login from Panama's IP address.

 

[Mimimel]

joffreylol said:
I'm confused, couldn't you open in any EU country if you tell them that you live in that country? To me it seems obvious that you can open a bank account in NL if you have NL's utility bill, or is that not the case elsewhere? I guess the problem would arise when they realize that you don't live in NL but in Panama. This could even happen if you login from Panama's IP address
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IP is not a problem it is easy to bypass that. Use a local utility bill will work on all EU country. But im looking for a bank that accept foreigner, then a foreign utility bill. Swiss bank accept but unfortunatly panama is blacklisted.

 

[backpacker]

Mimimel said:
Yes it is a red flag for swiss bank that why i will probably use malta as residency.
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Even with Malta you will have a hard time ....

 

[Rick Ross 305]

Swissquote should do it”¦ btw, best bank in Europe imho

 

[JohnnyDoe]

Rick Ross 305 said:
Swissquote should do it”¦ btw, best bank in Europe imho
Click to expand...

Define “best” rof/%

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[TheCryptoAnt]

Rick Ross 305 said:
Swissquote should do it”¦ btw, best bank in Europe imho
Click to expand...

Last I checked they charge $10 per side on CFDs
Hows the banking experience in your opinion? Is it worth the crazy fees?

EDIT: I just checked again, it's $10 minimum per side.
$0,01/share over $10

Last edited: Aug 2, 2022

 

[Martin Everson]

TheCryptoAnt said:
Last I checked they charge $10 per side on CFDs
Hows the banking experience in your opinion? Is it worth the crazy fees?

EDIT: I just checked again, it's $10 minimum per side.
$0,01/share over $10
Click to expand...

How did we get to talking about brokerage fees? ns2

I guess your new to forum so welcome thu&¤#. But keep to topic please.

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Please note my posts should not be taken as financial or tax advice. Please seek professional advice in that respect.

 

[csp dubai]

forget panama , i only know 2 o3 emi who open to panam company

 

[myshufflemix]

Mr Magoo said:
I have opened bank accounts in NL and they never asked me for my residency. But they need a proof of address where you 'live' in NL. And opining is in person in a branch office
Click to expand...

similar to germany and switzerland, as long as you have residency address it's all good.