Debit/credit card for UAE personal account in USD

[LPBR]

Do you know any UAE bank with debit/credit card in USD for non- resident personal account?

By using the Emirates NBD personal account for non-resident, in USD, it only allows debit card in Dirham. A 6% state tax + 1% bank fee applies when converting from USD to Dirham.

So it makes sense that UAE banned Transferwise, who would be an alternative to siip those high fees.

Anyone has experience through regular bank or EMI offering direct account and debit card in USD?

Thanks

 

[rowena]

I don't there is but you can check bank-issued traveler cards.

 

[rkadius]

Get ENBD credit card with no foreign transaction fees and pay bills using USD account.

 

[Fred]

Standard Chartered and CITIBANK UAE offer a Global Wallet which debits always the payment amount from the Currency Account - means you have a USD account with Citi and you spend USD on the Card the Global Wallet Kicks In and automatically debits from the USD Balance with 0 FX fee.

CITIBANK and SC require you to have an Ejari.

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[zzzzzz]

LPBR said:
Do you know any UAE bank with debit/credit card in USD for non- resident personal account?

By using the Emirates NBD personal account for non-resident, in USD, it only allows debit card in Dirham. A 6% state tax + 1% bank fee applies when converting from USD to Dirham.
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Is that 7% fee? Does this apply only to non-resident bank accounts in UAE?

 

[Fred]

zzzzzz said:
Is that 7% fee? Does this apply only to non-resident bank accounts in UAE?
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That's bulls**t. AED is pegged to the USD so the bank doesn'zt charge anything and just MasterCard/Visa FX of around 1% applies.

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[zzzzzz]

Fred said:
Standard Chartered and CITIBANK UAE offer a Global Wallet which debits always the payment amount from the Currency Account - means you have a USD account with Citi and you spend USD on the Card the Global Wallet Kicks In and automatically debits from the USD Balance with 0 FX fee.

CITIBANK and SC require you to have an Ejari.
Click to expand...

Do banks ask for ejari only on account opening, or regularly (every year, every x years, on visa renewal...)?

 

[LPBR]

I believe there might be a specific setting on the so called 'passapprt account' at ENBD.
The 6% is charged from savings USD account converted into AED account, its government tax not bank fee.
Additional 1% is bank fx charges.

Thanks for news on Standard Chartered and Citibank in UAE, surely they do have personal account option for non-residents.

Any other banks or EMI offers USD account in UAE with USD debit card?

Thanks

 

[BlueMist]

LPBR said:
Any other banks or EMI offers USD account in UAE with USD debit card?
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https://en.swissquote.ae/credit-solutions/payment-cards/multi-currency-credit-card/compare

 

[Cocopops]

Do you guys know if it possible to change USD to RUB as a non resident with NBD ?