I need a spanish IBAN!

[Oakgrove]

daniels27 said:
www.openbank.de if you are from Germany
www.n26.com would do it too
Click to expand...

Yes. N26 however will only give you 1 choice of country, you cannot have more than 1 country IBAN from them, unless you want to open a Business account with them.

Bunq's "base" IBAN is NL, and they give you the option to add: DE, ES, FR, IE. I hope one day they'll consider adding an IT IBAN. 😎

 

[daniels27]

Oakgrove said:
Yes. N26 however will only give you 1 choice of country, you cannot have more than 1 country IBAN from them, unless you want to open a Business account with them.

Bunq's "base" IBAN is NL, and they give you the option to add: DE, ES, FR, IE. I hope one day they'll consider adding an IT IBAN. 😎
Click to expand...

Yes. they are pretty good, although not free.

 

[ilke]

Revolut, Bunq, and Openbank are probably the best choices.

Another option is Bitsa, which has an ES IBAN and is also crypto-friendly. However, the compliance is very heavy.

 

[AdH]

ilke said:
Revolut, Bunq, and Openbank are probably the best choices.

Another option is Bitsa, which has an ES IBAN and is also crypto-friendly. However, the compliance is very heavy.
Click to expand...

Thanks a lot.

 

[AdH]

Oakgrove said:
Bunq now offers ES IBAN for free if you have the right Bunq monthly plan (and they're not that expensive). Bunq is a neobank, if that helps.
Click to expand...

Thanks a lot for your advice!
Account opened in 5 minutes, and I think working. Very easy to open the account
Regards
AdH

 

[nobel]

daniels27 said:
More Spanish Banks would be www.b100.es www.bnext.es www.imagin.com www.evobanco.com
Click to expand...

All of them require residence in Spain. No chance without that. I need an ES IBAN myself and I have not been successful for 5 years. bor&%#

 

[daniels27]

nobel said:
All of them require residence in Spain. No chance without that. I need an ES IBAN myself and I have not been successful for 5 years. bor&%#
Click to expand...

In this case use a brick and mortar bank. They must take you if you live in the EU.
https://europa.eu/youreurope/citize...ts-and-services/bank-accounts-eu/index_en.htm

 

[nobel]

daniels27 said:
In this case use a brick and mortar bank. They must take you if you live in the EU.
https://europa.eu/youreurope/citize...ts-and-services/bank-accounts-eu/index_en.htm
Click to expand...

I have an EU passport but do not live in the EU. 🙄

 

[nobel]

In Spain, everyone does not adhere to the SEPA rule, and even credit cards are rejected if they are not from Spain. I can't buy almost anything online from Spain without a Spanish IBAN AND a Spanish credit card! It's crazy that even credit cards that are not from Spain are declined. I hate this because it's all illegal. 😡

 

[daniels27]

nobel said:
I have an EU passport but do not live in the EU. 🙄
Click to expand...

nobel said:
In Spain, everyone does not adhere to the SEPA rule, and even credit cards are rejected if they are not from Spain. I can't buy almost anything online from Spain without a Spanish IBAN AND a Spanish credit card! It's crazy that even credit cards that are not from Spain are declined. I hate this because it's all illegal. 😡
Click to expand...

You are not in Spain but worried about not being able to pay there?

How about using your brother's address in France and then open the Spanish account?

 

[nobel]

daniels27 said:
You are not in Spain but worried about not being able to pay there?
How about using your brother's address in France and then open the Spanish account?
Click to expand...

Brother? I don't have any brothers or sisters. I'm often with friends in Spain and can never buy anything online except amazon.

 

[daniels27]

nobel said:
Brother? I don't have any brothers or sisters. I'm often with friends in Spain and can never buy anything online except amazon.
Click to expand...

Ok. Then just open the bank account when you are back there. You can use your friend's address or hotel.

Do you have any EU SIM card with phone number you keep?

 

[nobel]

daniels27 said:
Ok. Then just open the bank account when you are back there. You can use your friend's address or hotel.
Do you have any EU SIM card with phone number you keep?
Click to expand...

It's not that simple. I've tried everything. See picture, even my EU passport was not accepted by the Spanish post office for a prepaid credit card with IBAN. LOL.

Attachments​

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  Screenshot_20241213_163933_Gallery.webp
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[daniels27]

nobel said:
It's not that simple. I've tried everything. See picture, even my EU passport was not accepted by the Spanish post office for a prepaid credit card with IBAN. LOL.
Click to expand...

Yes, but which country?

 

[nobel]

daniels27 said:
Yes, but which country?
Click to expand...

Germany

 

[daniels27]

Ok, then how about the openbank.de? Does this card also not work? You just need a Germany phone nunber and then you are good.

 

[jcabezuelo]

You can get a Spanish IBAN only with passport in BBVA with very low fees.
You have to go in person to any BBVA bankoffice.
All explained here:
https://www.bbva.es/finanzas-vistaz...ana-sin-ser-residente-asi-puedes-hacerlo.html
If you are a migrant you can try IKUALO: https://www.ikualo.com
You can open account with IBAN and also get VISA debit card with only the passport online in 7 min.

 

[alain]

Why not try this service:
[IMG alt="CALAY"]http://localhost/data/avatars/s/31/31148.jpg?1727588592[/IMG]

Mentor Group Gold - AD Thread! Thread 'High street bank in Spain'​

Mar 12, 2024

Butcher82 said:
Thanks but I want a guaranteed by state deposit. I am not sure if wise does that. I hold a bit of chf on revolut though but would rather transfer to Swiss institution.
Click to expand...

Hey,
I can introduce you to a Spanish high street bank, you would be able to open a multi currency account and keep a deposit in CHF. Please note that the state guarantees your deposit up to 100K EUR equivalent. We can organise the process both remotely and physically in the branch.

• CALAY
• Replies: 26
• Forum: Offshore Bank & EMI Accounts

The guy has been around for long time here, so far no complains!

 

[nobel]

daniels27 said:
Ok, then how about the openbank.de? Does this card also not work? You just need a Germany phone nunber and then you are good.
Click to expand...

German tax residence required. As you can see, it is hopeless. 😉

 

[nobel]

jcabezuelo said:
You can get a Spanish IBAN only with passport in BBVA with very low fees.
You have to go in person to any BBVA bankoffice.
All explained here:
https://www.bbva.es/finanzas-vistaz...ana-sin-ser-residente-asi-puedes-hacerlo.html
If you are a migrant you can try IKUALO: https://www.ikualo.com
You can open account with IBAN and also get VISA debit card with only the passport online in 7 min.
Click to expand...

IKUALO does not have a Spanish IBAN, see small print.
BBVA will probably be like Bankinter. I went to the Bankinter branch but they wanted proof of income and tax return, neither of which I have.