Personal bank account

[AndreiS]

Hello everyone,
I am new here and I need some help.
Does anyone know of a bank where I can open a personal bank account without my physicall presence beeing required?
It would be ideal for me to be an IBAN account in USD currency with internet banking and a card in that currency issued.
Any help in this matter is much appreciated. Thanks.

 

[Martin Everson]

Welcome.

Firstly which country are you resident in and which passport do you hold? It makes a huge difference unfortunately.

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Please note my posts should not be taken as financial or tax advice. Please seek professional advice in that respect.

 

[AndreiS]

Martin Everson said:
Welcome.

Firstly which country are you resident in and which passport do you hold? It makes a huge difference unfortunately.
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Thank you.
I am an European citizen, namely Romanian, and my passport is European.

 

[Martin Everson]

AndreiS said:
I am an European citizen, namely Romanian, and my passport is European.
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There's many banks available to you then. Maybe have a dig through this thread.

AndreiS said:
It would be ideal for me to be an IBAN account in USD currency with internet banking and a card in that currency issued.
Click to expand...

Do you really mean this or is mandatory to have in actual fact? There is a big difference in whats available to you if you 100% need USD and IBAN 🙁.

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Please note my posts should not be taken as financial or tax advice. Please seek professional advice in that respect.

 

[AndreiS]

Martin Everson said:
There's many banks available to you then. Maybe have a dig through this thread.



Do you really mean this or is mandatory to have in actual fact? There is a big difference in whats available to you if you 100% need USD and IBAN 🙁.
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The account may also be in other currency, such as EUR, as long as the bank works with an intermediary/correspondent bank, as I will be receiving funds in USD. But yes, it has to be an IBAN account at a real bank which has a physicall adress, not an "internet bank" or other intermediary financial apps

 

[Martin Everson]

AndreiS said:
as I will be receiving funds in USD.
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Even if the correspondence banking relationship of bank allows automatic FX ability into another currency they will still be receiving inbound USD payments which is big issue compliance wise. See my thread about USD correspondence banking below.

https://www.offshorecorptalk.com/th...ney-laundering-act-of-2020.32659/#post-165255
Sorry I don't touch USD so I cannot help you with that. You can try the thread I sent you or maybe someone else can help you.

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Please note my posts should not be taken as financial or tax advice. Please seek professional advice in that respect.

 

[wellington]

Why not just open a bank account in Romainia (bucharest), they have sepa and ibans

 

[Fulton Abraham Sanchez]

AndreiS said:
Hello everyone,
I am new here and I need some help.
Does anyone know of a bank where I can open a personal bank account without my physicall presence beeing required?
It would be ideal for me to be an IBAN account in USD currency with internet banking and a card in that currency issued.
Any help in this matter is much appreciated. Thanks.
Click to expand...

A, hi. Puerto Rico is one jurisdiction within the USA without the need to come in person to open the account.. Antigua for the bank account is another option.

 

[Art for Tree]

There is an option to open EUR and USD account with ING Bank in Poland remotely. If you are interested please PM me