Unfortunately, due to our company policies and the legal requirements, we regret to let you know that we are currently unable to support your business.
I use Wise and Airwallex for my business, and I've never had any issues with account freezes or anything like that.
The only minor downside with Airwallex is that transfers are made in the name of Airwallex, not your own company.
Other than that, both services are excellent.
They didn't even reply to me when I tried to onboard my US LLC.... I can tell you from experience they are quite unreliable, their support is stupid, their API is poorly documented/incorrectly documented and the KYC my client went through took like 4-5 months with them wanting everything short of urine and stool samples - some really fucking ridiculous requirements.