Closing the (especially business) accounts without any warning or notice, without any reasonable explanation and freezing the cash for undefined time (evt. search here at forums). But, AFAIK, nobody lost the money, finally they return it to the owner (of course even freezing your cash for some months can ruin your issues perfectly).
They are ghosts (seriously – just a shell), no one is able to reach out to them or put pressure on them to do something, if something goes wrong.
Bottom line:
It does not mean︀ that both cannot be usable:
If you regularly send to Wise a small part of︁ your salary and then occassionally transfer some not a big amount to your poor uncle︂ abroad and use their card on your summer holiday travel, you will probably be happy︃ with them.
Also, if you use Advcash account for your crypto magic being aware of︄ fact that everything can disappear like vapor and behaving accordingly, you can be happy, too.︅
