What retail EU bank can I open with an EU passport and no tax returns, ideally online (with no future headache)?

[OKboomer]

I have had experiences in the (recent) past opening EU bank accounts that would open an account for me with no tax returns filed anywhere, or at least accepting a plastic card from a zero-tax jurisdiction as proof of my (not) paying taxes there. The bank accounts in question would last 1-2 years and could handle 0.7-1m of turnover over that period of time (i.e. 30-50k per month would be ok). Now they are gone and I am looking for new ones. Tried one major bank recently, but they froze the account after opening it with no problems and blessing from the branch director, after getting the first transfer in.

I do not have EU sourced profits, which many banks require. Therefore I need a bank that would accept some basic contracts from banana islands as proof of funds and a plastic card / KYC bills from a country with no tax.

I do not talk about EMIs, but banks or neo-banks.

Any tips would be appreciated. Happy to share what worked for me in return.

Thanks

 

[SCHLOSSFINANZ]

with that rudimentary info nobody can give you any advice. You are not a newbie‌ so give us more details and then maybe the one or other can point you‍ to some banks.

 

[OKboomer]

Frankly, this is enough info. I have over time grown to treat most "detail oriented"‌ banking advisors as time-wasters. They ask a million questions as if they were building me‍ a rocket engine with specific parts needed, only to offer the same options as to⁠ anyone else, i.e. somewhere they have a friendly branch manager with whom they share the⁤ *cough* opening fee and have a sleepy compliance guy.

Pleased to see crypto slowly devouring⁣ banks and making these parasites obsolete.

So anyway, i just need banks that don't ask⁢ questions, at least for a while. From my experience there are retail banks like that︀ and often they are somehow not the ones suggested here (maybe because no money to︁ be made for the middleman?)

 

[SCHLOSSFINANZ]

LOL. You seem not to understand how KYC and Compliance works nowadays...

without citizenship, place‌ of residence, business model etc. its just impossible. Maybe banking advisors should treat you as‍ a time-waster also.

 

[CoinMaster]

I’m afraid it’s not that easy anymore with retail banks.

These days, you pretty much‌ have to provide annual financial statements, show up in person, and hand over a full‍ financial overview/balance sheet when opening the account.

 

[Sols]

Unfortunately, as an Iranian citizen living in North Korea and working remotely for a Myanmar‌ weapons manufacturer, your chances of success are zero.

As a German citizen living in Thailand‍ selling toothbrushes made out of seashells from a factory/warehouse in India, you can try going⁠ for VIP/wealth management banking in Vietnam. It's currently quite easy to open an account there⁤ and SOW checks are very relaxed.

Since you're a Chilean citizen living in Paraguay working⁣ as an OnlyFans model and Twitch streamer, you might stand a chance if you form⁢ an overseas entity and bank that with two banks, one of which would likely have︀ to be an adult-friendly EU EMI whereas the Twitch income can go into a traditional︁ bank. Then just have the funds converge somewhere.

Do you see how impossible it is︂ to provide meaningful help?

 

[erni]

What Adult friendly EMI exists, do you know that @Sols ?

 

[Sols]

Let's stay on topic and not derail this thread. But if we assume OP‍ is an OnlyFans model (no evidence to the contrary), some popular options include YourSafe, Paxum,⁠ and CosmoPayments. However, a lot of EMIs with a high risk appetite will take OnlyFans⁤ models (and similar) but not agencies or adult content distribution or production companies. So a⁣ lot depends on what kind of OnlyFans content OP is making and what their role⁢ is (performer, producer, distributor).

 

[SCHLOSSFINANZ]

if you make 30-50k monthly you should invest part of that money in a decent‌ and stable setup. Makes me wonder