I created an account with them about a month ago or so. Everything looks fine, and the process is the same as with other EMIs, but I have to admit, I don’t feel comfortable putting a lot of money into my account with them. Just have a bad gut feeling right now. https://payswix.com/
Observing from the sidelines.
Like many EMI-s they are not profitable and depend on investors willingness to burn money..
It could be a good time to invest into EMI-s, as many are struggling so there are chances one could buy a stake for a nominal fee.
You don't need to waste your time on them any longer. We used to have @Gediminas around here active being a middleman or something for this bank, but he vanished together with fred.