You bet! It’s like night and day. Ask yourself this question: do you prefer to give your money for safekeeping to an unknown bandit (the EMI) or keep it yourself (crypto on cold wallet)? As a bonus, you can get 2 digits interests on stablecoins.
Not sure about Paysera, but Bankera can serve high-risk clients. Wise still seems to be the best overall if you can stay off the compliance teams radar
There are many alternatives to wise if you search the forum there is for instant currenxies, airwallex, bunq and many more so there are articles published with several good alternatives. Finally you can find a database of good neobanks and emis in the mentor group gold forums and resource database.
For me, Wise is still the best, but we also use Paysera, Okeo and Silverbird (but they are only for clients whose business is built on physical goods - export/import), there is also Fire payments, but they are only for British companies