CALAY Banking
- Thread starter GF150
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“CALAY Bankingâ„¢ is a trading name of CALAY LTD, a company registered in Seychelles under number 15222. CALAY LTD is not a bank, nor does it provide banking services”
Plus, there is nothing cool at all in having an address in Geneva. Avoid.
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Plus, there is nothing cool at all in having an address in Geneva. Avoid.
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
Of course. You're right. They are certainly obliged to state that they aren't a bank. However they may be an EMI. People don't necessarily need a bank but, in this case, just a prepaid or debit card because some other FI offer accounts/IBAN but issue no cards. I didn't go much in detail but will never pay any fees prior to being successfully on-boarded. I think it's very harmful a practice that︀ can beget a lot of scam schemes. And, of course, in the first place, calling︁ themselves CALAY Banking and proudly showing an address in Geneva (not on the waterfront however︂ ;-) ) stinks a bit - I agree with @JohnnyDoe therein.
Hi @GF150, hi everyone , and thank you for raising the question.
Apologies for the very late reply , we've only just seen this post now. We weren’t actively monitoring the forum last year, but we’re more engaged these days and happy to provide some clarity.
I'll do my best to explain without sounding like a sales pitch.
We have been offering our assistance with banking introductions in many jurisdictions for a while now. That’s something we’ve been doing since 1997 (those with enough experience will remember we used to be known as FBS Banking before we sold our trademark and some brokerage client portfolio to another firm in Cyprus). Then, we have our analysts scanning AML regulations, local︀ offshore laws and just keeping our in house knowledge up to date. That’s where we︁ create value for our clients.
CALAY Banking™ basically bridges the gap between an entrepreneur in︂ location A and a banking solution in location B. Entrepreneurs come to us with a︃ problem, and we do our best to find a solution. And 90% of the time,︄ it’s not just a banking matter we have to deal with, it’s a deeper issue︅ and a more complex mandate.
We don’t have a product to sell, but rather a︆ long experience with compliance matters and the correct contacts to tackle most situations.
We don’t︇ charge for the first 30mins appointment, so you can assess if we’re a good fit︈ for you and for us to see if we can, or want, to onboard you.︉ You’ll notice that for a business who’s been in practice for that long, there is︊ no negative feedback about us, we must be doing something right…
Finally, we have our︋ own reasons to like Geneva. It might be because we feel our servers are safe︌ there, or maybe there are other reasons, but I don’t believe that’s the issue at︍ hand here 🙂
If you , or anyone else reading , would like more information or︎ wants to discuss a specific practical case, feel free to DM me or book a️ Zoom conference via our website. Happy to help, and happy to demonstrate that we’re still on top of the offshore world after 28 years!
Apologies for the very late reply , we've only just seen this post now. We weren’t actively monitoring the forum last year, but we’re more engaged these days and happy to provide some clarity.
I'll do my best to explain without sounding like a sales pitch.
We have been offering our assistance with banking introductions in many jurisdictions for a while now. That’s something we’ve been doing since 1997 (those with enough experience will remember we used to be known as FBS Banking before we sold our trademark and some brokerage client portfolio to another firm in Cyprus). Then, we have our analysts scanning AML regulations, local︀ offshore laws and just keeping our in house knowledge up to date. That’s where we︁ create value for our clients.
CALAY Banking™ basically bridges the gap between an entrepreneur in︂ location A and a banking solution in location B. Entrepreneurs come to us with a︃ problem, and we do our best to find a solution. And 90% of the time,︄ it’s not just a banking matter we have to deal with, it’s a deeper issue︅ and a more complex mandate.
We don’t have a product to sell, but rather a︆ long experience with compliance matters and the correct contacts to tackle most situations.
We don’t︇ charge for the first 30mins appointment, so you can assess if we’re a good fit︈ for you and for us to see if we can, or want, to onboard you.︉ You’ll notice that for a business who’s been in practice for that long, there is︊ no negative feedback about us, we must be doing something right…
Finally, we have our︋ own reasons to like Geneva. It might be because we feel our servers are safe︌ there, or maybe there are other reasons, but I don’t believe that’s the issue at︍ hand here 🙂
If you , or anyone else reading , would like more information or︎ wants to discuss a specific practical case, feel free to DM me or book a️ Zoom conference via our website. Happy to help, and happy to demonstrate that we’re still on top of the offshore world after 28 years!
Safe from what? A prosecutor's stamp on a paper will have your servers confiscated for investigation.
It is, because if you value your clients' privacy you shouldn't have your servers in Geneva.
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
Having a discussion about HOW we handle our IT would reveal far too much information so we won’t. But for a business that’s been there since 1997, we’ve always managed to keep our data safe, and we never appeared in the Panama paper, the freedom one, or any other leak so we are either very lucky or we’ve been smart in our technical choices…
Panama papers originated from journos. If the Ministere Public decides it wants something from you, it will take it, no need for leaks.
You might have been lucky, and I hope you continue to be.
But you are not safe in Geneva. For example, all it takes is a report filed by a competitor to stimulate an investigation and get you in troubles.
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
And yourself (the company offering this service and the individuals behind it) too, because to be subject to Swiss jurisdiction is not a good idea.
Last edited: Mar 27, 2025
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
I was referring to the company/individuals operating out of Geneva
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
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